Insurance Roof Repairs in Bristol
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Our Services
Help With Storm Damage and Insurance Claims
When a storm damages your roof, there are two jobs to do: get the roof safe and watertight, and get your insurance claim moving. Both are easier with the right evidence from the start.
We carry out insurance roof repairs in Bristol after storm damage, fallen trees and other sudden events. We make the roof safe, record the damage with clear photos and a written report, give you a detailed repair quote for your insurer, and carry out the repair once your claim is agreed.
Every insurance policy is different, and only your insurer can decide what is covered. Our job is to give you accurate, honest information about the damage and what it will take to fix it.
Damage We Help With
These are the insurance roof repairs we are asked about most in Bristol:
- Tiles, slates or ridge blown off in high winds
- Trees or branches fallen onto the roof
- Flat roofs lifted or split by a storm
- Lead flashing torn away by the wind
- Chimney pots or stacks damaged in a storm
- Water damage inside from a sudden roof leak
Storms tend to hit exposed roofs hardest, such as the hillside terraces of Totterdown and Clifton, and homes on open ground in Kingswood and Filton. Flat roofs on extensions across Bishopston and Horfield are also easily lifted at the edges.
Insurers usually cover sudden storm damage but not gradual wear and tear. That is why a clear, honest report matters. We describe what we find accurately, including any existing wear, so your claim is based on the facts.
Expert Advice
How Insurers Usually Treat Roof Damage
Most home and business insurance policies cover sudden events such as storms, falling trees and accidental damage, but exclude gradual wear and tear and poor maintenance. Insurers often look at weather records for the date of the damage, so recording the date and taking photos straight away helps.
What Helps a Claim
Dated photos of the damage inside and out, a description of what happened, a written report from a roofer explaining the cause, and an itemised repair quote all help an insurer assess a claim. Receipts for emergency make-safe work should be kept, as many policies cover reasonable steps taken to prevent further damage.
Honest Reports
We describe what we find accurately, including any existing wear alongside storm damage. An honest report protects you if the insurer sends its own surveyor.
How We Support Your Claim
We keep the process simple, so you can deal with your insurer with confidence.
- Make safe: we secure the roof to stop further damage, keeping receipts for your claim.
- Record: we take dated photos of the damage and note what caused it.
- Report and quote: you get a written report and a detailed repair quote to send to your insurer.
- Repair: once the claim is agreed, we carry out the repair and provide photos of the finished work.
Insurance Roof Repairs Across Bristol
We help homeowners across the city, including Redland, Henleaze, Brislington, Fishponds, Easton and Southville.
If water is coming in now, call us about an emergency roof repair first. For clear evidence of damage on a tall or hard to reach roof, a drone roof inspection can capture everything without scaffold.
We support insurance claims for homes and businesses across Bristol and Bath. See residential roofing, commercial roofing and emergency roof repair.
Insurance Roof Repair Reviews From Bristol and Bath Customers
Our authenticity promise: we only publish genuine reviews from real customers, with their permission. Every review shown here will include the customer’s first name, their area, the work carried out, the date and where the review was left. We never write, buy, edit or pay for reviews.
Reviews from customers who have had insurance roof repair work carried out across Bristol and Bath will appear here as jobs are completed. If we have worked on your roof, we would love to hear how it went.
Insurance Roof Repair FAQs
Does home insurance cover roof damage?
Many policies cover sudden damage from storms or falling trees. Most do not cover gradual wear and tear or poor maintenance. Check your policy wording or ask your insurer.
What should I do first after storm damage?
Make sure everyone is safe, then take photos of the damage inside and out. Get the roof made safe to stop further damage, keep all receipts and contact your insurer as soon as you can.
Can I choose my own roofer for an insurance claim?
Often, yes, but some insurers have preferred contractors. Check with your insurer before work starts.
Will you deal with my insurer directly?
We provide the photos, report and quote your insurer needs. You stay in control of the claim, and we are happy to answer any questions your insurer has about the damage.
What counts as storm damage?
Insurers usually define a storm by wind speed or very heavy rain. Damage such as tiles blown off or a fallen tree after a storm is typically treated as storm damage. Your insurer makes the final decision.
What evidence do insurers usually want?
Most insurers ask for dated photos of the damage, a description of what caused it, a written report from a roofer and an itemised repair quote. Keep receipts for any emergency make-safe work.
Can emergency work start before I decide on a quote?
Yes. If you agree a contract in your home, you normally have 14 days to cancel under the Consumer Contracts Regulations 2013, but you can ask for urgent work to start straight away. You may then have to pay for work already done if you cancel.
Why Choose Us for Insurance Roof Work
An insurance claim goes more smoothly when the evidence is clear and the quote is detailed. We give you both, and we are honest about what is storm damage and what is wear, so there are no awkward surprises later.
- Make-safe repairs to prevent further damage
- Dated photos and a written damage report
- Detailed repair quotes for your insurer
- Honest descriptions of the damage found